BTBS | Cash Flow Forecast & CFO Advisory Dashboard

1. Set Up

2. Enter Cash

3. Review Forecast

4. Test Scenario

5. Take Action

DEMO DATA

BASE FORECAST

CFO Snapshot

Cash Balance Forecast

Base case vs. cash buffer & zero line — hover for period detail

Forecast Setup

Business name, frequency, duration and start date are set at the top of the page

Opening bank / cash balance ($)

Minimum desired cash buffer ($)

GST registered iReference only — this forecast tracks actual cash receipts and payments as you enter them, including any GST/BAS payment you add as an expense. Selecting Yes/No does not calculate or adjust any figures.

Average customer payment days iReference only — this note does not currently change the timing of your cash forecast. Enter your income and expenses in the period you expect the money to actually move.

Average supplier payment days iReference only — this note does not currently change the timing of your cash forecast. Enter your income and expenses in the period you expect the money to actually move.

Forecast Table

Base case — the forecast currently in effect

Money Coming In

Money Going Out

Simplified Profitability View iProfit measures financial performance. Cash flow tracks when money actually enters and leaves the bank. They are not the same.

Totals across the full forecast period

Based on the operating income and expense assumptions entered in this forecast. This is a management view and may differ from your accounting P&L, because cash timing can differ from when revenue and expenses are actually recognised.

Cash Inflow / Outflow Composition

Full forecast period, base case

Where Cash Comes From

Where Cash Goes

What If? — Scenario Modelling

Revenue change0%

Cost of sales change0%

People cost change iWages, superannuation and PAYG usually move together, so this slider adjusts all items you've categorised as "People" costs.0%

Operating expense change0%

Customer payment delay (days)0

One-off cash expense ($)

Period

One-off cash injection ($)

Period

Examples: new equipment, new employee, tax bill, loan received, capital contribution, unexpected repair.

Cash Buffer & Runway Analysis

Forecast Assumptions ▾

A running note of the reasoning behind the numbers in this forecast — so you and your adviser can remember why a figure was set this way. This does not affect any calculation.

How to Use This Forecast ▾

Set your starting position. Enter your current bank balance and forecast start date.
Enter expected money coming in. Enter when you realistically expect customers and other income to pay you.
Enter expected money going out. Enter expenses when you expect the money to leave the bank — not when the invoice was issued.
Review your forecast. Look at closing cash, the lowest cash point, and your nominated cash buffer.
Test your assumptions. Use the What If controls to test revenue, costs, wages and unexpected cash movements.
Decide what action is required. Focus on the periods where cash becomes tight and identify what can realistically be changed.

CFO Action Plan

What This Means

Next Decision

Questions to Discuss ▾

Forecasts are based on assumptions entered and are provided for management planning purposes. Actual results may differ. Review assumptions regularly as circumstances change.
Your forecast data is stored within this browser (LocalStorage) unless you export or transmit it elsewhere.
Beyond The Balance Sheet | Clarity in your numbers. Confident decisions.

CFO Snapshot

Cash Balance Forecast

Forecast Setup

Forecast Table

Money Coming In

Money Going Out

Simplified Profitability View iProfit measures financial performance. Cash flow tracks when money actually enters and leaves the bank. They are not the same.

Cash Inflow / Outflow Composition

Where Cash Comes From

Where Cash Goes

What If? — Scenario Modelling

What This Scenario Means

Cash Buffer & Runway Analysis

CFO Action Plan

What This Means

Reset this forecast?